Payment Systems
















 Payment Systems Security:

Payment Systems have significant importance in any country, because they help in efficient conduct of trade, commerce and other economic activities. The stability of financial system is derived from safety, competitiveness and efficiency of the payment channels and corresponding instruments. The use of electronic means of transactions facilitates the masses in affecting transactions instantly. However, it has its own risks as well, if the security of the payment infrastructure, channels or the instruments is compromised. State Bank of Pakistan’s oversight role of Payments Systems is aimed mainly at ensuring that existing systems are safe, resilient, and maintain the confidence of consumers. With the gradual growth in electronic banking, its security has gained importance due to rising threats and vulnerabilities associated with it. Thus, SBP, under its objective to promote modern and robust Payment Systems has taken a number of steps in recent past. Those included, issuance of  “Regulations for Payment Card Security”  and  “Regulations for the Security of Internet Banking”.

       
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